
Understanding the Pastor’s Housing Allowance
Save Thousands — Legally and Confidently
Most pastors overpay on taxes because their preparer doesn’t understand how ministry taxes work.
At Elim Tax, we help you maximize your housing allowance, stay fully compliant with IRS rules, and keep more of what God provides.
Key points pastors often miss:
• Your housing allowance must be designated in writing before payment.
• It can include utilities, insurance, furniture, and home repairs.
• It’s exempt from income tax, but still subject to self-employment tax.
• It must be renewed annually—and can’t be fixed retroactively.
Why Pastors Choose Elim Tax
Specialized. Ministry-Minded. Nationwide.
We don’t just prepare taxes — we understand your calling and the unique tax laws that come with it.
• Nationwide Virtual Service: We work with pastors and churches across the U.S.
• Clergy Tax Expertise: Housing allowance, dual status, parsonages, SECA, and more.
• Audit-Ready Accuracy: Returns built with clear documentation and IRS support.
• Year-Round Guidance: Ongoing help, not just tax season.
About Elim Tax
We strive to serve those who serve others.
We believe tax help for pastors should be personal, ethical, and ministry-focused — not cookie-cutter software or generic tax mills.
At Elim Tax, we partner with you for the long haul — guiding your finances so you can focus on your calling.
Elim Tax — Nationwide Pastor Tax Experts
Specializing In:
• Pastor Tax Preparation
• Clergy & Minister Housing Allowance
• Church Staff Taxes
• Parsonage Tax Guidance
• IRS-Compliant Minister Returns
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Serving pastors, ministers, and faith leaders nationwide.